About This Service

We provide a comprehensive range of commercial and business loan solutions, including options for real estate construction, cash-out refinancing, and standard refinancing. Our programs feature low down payments and are accessible even with poor credit. We offer both term loans and merchant cash advances with a fast, straightforward qualification process.

Real Estate Financing

• Apartment and condominium complex purchase loans with potential seller carry-back arrangements.
• Loans for multi-family units, single-family homes, and rental properties with easy qualifying criteria.
• Inquire about our no-documentation and no-income-verification loan options.
• No upfront fees. We offer owner carry options on second mortgages based on loan-to-value ratios, utilizing asset-based underwriting for simpler credit approval.
• Tenants-in-common can access cash out based on their portion of ownership.

Commercial & Specialty Loans

• Commercial loans ranging from $500,000 to multi-millions, available even with bad credit.
• No upfront fees charged. We also work with new private lenders for fix-and-flip projects.
1. Investment and vacation rental property purchase and rehabilitation loans with 30-year amortization and competitive rates.
2. Apartment building purchase and rehab financing.
3. Hotel acquisition and renovation loans.
4. Ground-up construction financing for spec houses.
5. Business acquisition loans for new equipment, operating capital, and remodeling.
6. Interest-only loan products.
7. Financing for bars and restaurants.
8. Land and farm loans, including for cannabis operations.
• Special house funding is available through private lenders.

Business Loans & Working Capital

• For restaurant owners: minimum 551+ credit score, $200,000+ in annual sales, and at least one month in business required for quick funding. No hard credit inquiry. This is not a merchant cash advance.
• Pay off your existing cash advance loan.
• Equipment and operating capital loans are available for those with less-than-perfect credit.
• Fast access to lines of credit.
• Some loans require no collateral.
• Refinance your existing cash advance loan.
• Financing for AirBnB ventures.
• Start-up funding available with a solid business plan, good credit, and an owner investment percentage.

Our Commitment

We will keep you consistently informed on the progress of your loan application. Please e-mail or text an overview of your loan request to begin.

Client Testimonial: \"Joe has secured financing for my projects on three separate occasions. Each time, he demonstrated creativity and an ability to think outside the box. He maintains numerous lender contacts nationwide and kept me updated throughout the entire loan process. There are no upfront fees, and he is honest with clients. I am certain I will use his services again.\" - Eri, a business owner in Los Angeles.