About This Service

REAL ESTATE FINANCING AND MORTGAGE LOANS

First Residential Mortgage Co. is under the ownership and management of Harry A. Salas, a licensed Real Estate Broker and Mortgage Loan Originator. With a career launched in February of 1991, he brings extensive veteran experience from the mortgage sector.

The core specialization lies in all facets of real estate finance, with a particular focus on serving self-employed clients for residential properties.

I am readily accessible to assess your unique financial situation and personal objectives.

Do not hesitate to reach out for any current or upcoming mortgage requirements.

Contact Information

Phone or Text: 916-362-1500
Hours of Operation: 7:00 AM to 7:00 PM, Seven Days a Week
California BRE License: 01091823 / NMLS ID: 236371 / 1789111

Services and Programs Offered

• Pre-approval letters generated promptly
• Cash-out refinancing for debt consolidation
• Cash-out refinancing for home renovation projects
• Conventional loans through FNMA and FHLMC
• FHA loans with a 3.500% minimum down payment
• USDA Rural Housing programs featuring zero down payment
• VA loans offering zero down payment and zero closing costs
• Down payment assistance and 100% financing options
• Loan programs accessible with credit scores as low as 580
• Financing for non-owner occupied, investment, and commercial properties
• Financing for mobile and manufactured homes
• Private and hard money lending solutions
• Secure data handling to protect client privacy and confidentiality
• A straightforward, bottom-line approach to business transactions
• Provision of real estate broker and NMLS license copies upon request