About This Service

Quick Real Estate Financing for Those with Poor or No Credit! Amounts from $25,000 Nationwide.

If your bank or another lender has denied your application, KAL Kreations, Inc.—a California Corporation with 28 years of experience—can secure any type of real estate loan across all 50 states, for amounts up to $50,000,000. We offer a welcoming environment for investment property borrowers and work with individuals regardless of their credit history, whether it is strong or less than perfect. There are never any upfront fees or prepayment penalties.

Special Offer for IRA or 401K Collateral Loans

If you have an IRA or 401K valued at $200,000 or more, it can be used as collateral to obtain a mortgage and complete your purchase. Contact us for specific details.

Types of Real Estate We Finance

• Investment properties
• High-risk, difficult-to-fund loans—we are among the best private money lenders
• Single-family residences (SFR)
• Apartment buildings
• Bridge loans
• Fix and flip projects
• Condominiums
• Restaurants
• Churches
• Garages
• Land, including for legal cannabis operations
• Lots
• Malls
• Commercial real estate
• Construction projects
• Industrial properties
• Office buildings
• Mobile home parks
• All rental properties
• Warehouses
• Mixed-use properties
• Portfolios
• Multi-family housing
• Refinancing
• Rehabilitation loans up to 100%
• Pre-foreclosure and in-foreclosure properties
• First and second mortgages (no third mortgages)
• And many more…

Our lending partners are responsible for over $15 billion in loans. We do not believe in a one-size-fits-all approach. Income verification and appraisals may not be required. There are never any upfront fees or prepayment penalties. Our programs are designed to accommodate various credit situations. The process is straightforward and fast; in some cases, no collateral or upfront money is needed. Funding can be completed in as little as 2 to 5 days after approval.

Interested? Please contact Les at 415-892-0470 (landline) or 415-465-2406 (mobile). Alternatively, you can complete our brief three-minute form at www.kalkreations.com. Our hours are 9:00 AM to 5:00 PM, Monday through Friday, Pacific Standard Time. First-time borrowers are welcome.

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